Agriculture Infrastructure Fund Scheme 2023: Apply Online

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Agriculture Infrastructure Fund Scheme:-

The Government of India has launched several plans in order to deliver various types of advantages to the agriculture industry. Farmers receive financial and infrastructure assistance through these initiatives. The Government of India has introduced the Agriculture Infrastructure Fund Scheme. This project will boost agricultural infrastructure. In this article, we will share all the important details of the scheme. You will learn everything about the agricultural infrastructure fund scheme.

Agriculture Infrastructure Fund Scheme

Agriculture Infrastructure Fund Scheme 2023

We all know, that agriculture and related activities are the major source of income for 58% of India’s entire population. Almost 85% of farmers are small-holding farmers who cultivate less than 2 hectares of land. These farmers’ income is quite poor. To deal with this predicament, the government has established the Agriculture Infrastructure Fund Scheme. This program would provide a long-term debt financing facility for investment in feasible projects for post-harvest management infrastructure and community farming assets. Farmers, Agri entrepreneurs, startups, and others will benefit from this investment. This program will have three components: an intriguing subvention cost, a credit guarantee cost, and a PMU administrative cost.

Article About Agriculture Infrastructure Fund Scheme
Launched By Government Of India
Beneficiary Citizens Of India
Objective To Provide Funding For Agriculture And Allied Activities
Official Website


The Agriculture Infrastructure Fund Scheme’s principal goal is to offer a long-term loan facility for investment in viable post-harvest management infrastructure and community farming assets. This help will be offered in the form of incentives and financial assistance in order to boost the country’s agriculture industry. Farmers, Agribusinesses, startups, and others will benefit from this plan. Farmers’ living conditions will improve as a result of the execution of this strategy. Aside from that, farmers will become self-sufficient. Farmers’ income will rise as infrastructure improves. This initiative will also assist in improving the country’s general economy, as agriculture employs the majority of Indians.

Implementation Period Of The Scheme

  • The scheme implemented period is from 2020-21 to 2032-33
  • Under this scheme loan disbursement will be completed in 6 years.
  • In the fiscal year 2020, projects worth around 4000 crores have been sanctioned.
  • In the next years, the government will disburse the remaining sum of 96000 crores.
  • 16000 crore Rs will be distributed in 2021-22, and another 20000 crore will be distributed during the next four years, from 2022-23 to 2025-26.
  • The payback duration for the financing facility will be a maximum of 7 years, with a two-year moratorium.

Agriculture Fund Scheme Components

Interest Subvention Cost:- This component of the program would give a 3% interest subsidy every year up to a ceiling of 2 crores. The government will offer the subsidy for a maximum of seven years. The national monitoring committee will determine the percentage of funding to private enterprises.

Credit Guarantee Cost:- The credit guarantee fund trust for micro and small enterprises would give credit guarantee coverage to qualifying borrowers up to a ceiling of Rs 2 crore. The government will pay the fees for this coverage.

Administration Cost of PMU:– The farmer welfare programs implementation society under DSCFW would give PMU assistance to the initiative at the central and state levels. To assist beneficiaries, gaps in the supply chain will be rectified in order to focus initiatives and generate valid project reports.

Eligible Projects

Post Harvest Management Project:-

  • Supply chain services which include an e-marketing platform
  • Warehouses
  • Silos
  • Pack houses
  • Assaying units
  • Sorting and grading units
  • Cold chains
  • Logistic facilities
  • Primary processing centers
  • Ripening chambers

Viable Projects for Building Community Farming Assets Including:-

  • Organic inputs production
  • Biostimulant production units
  • Infrastructure for smart and precision agriculture
  • The project was identified as providing supply chain infrastructure for a cluster of crops including export clusters
  • Projects that are promoted by central/state/local governments and their Agencies under PPP in community farming assets and post-harvest management projects.

Size of Financing Facility and Eligible Beneficiary:-

  • Banks will lend Rs 1 lakh crore to primary agriculture credit societies, marketing cooperative societies, farmer producer organizations, self-help groups, farmers joint liability groups, multipurpose cooperative societies, Agri entrepreneurs, startups, and Central or state agency or local body sponsored public-private partnership project, state Agencies, agriculture produces market committees, National and state federation of cooperatives, etc.
  • Agriculture and related industry products, including fisheries, are also eligible for APMC’s regular market.
  • PACS that have digitized their operations will be given preference under this scheme.

Number Of Projects Per Entity Eligible

  • The government would grant interest subsidies for loans up to 2 crores in a single place.
  • If one qualifying firm establishes a project in a different area, all of those projects will be eligible for a Rs 2 crore loan under the plan.
  • There will be a maximum of 25 such projects for private sector firms.
  • This 25-project restriction will not apply to state agencies, natural and state cooperative federations, FPO federations, and SHGS federations.
  • Within their defined market region, the APMC will be eligible for several projects.
  • In such situations, an interest subsidy of up to Rs 2 crore would be paid for each project of a distinct kind of infrastructure within the defined market region.

Participating Institution

  • Small Finance Bank
  • Schedule commercial Banks
  • Schedule Cooperative Bank
  • Regional rural Bank
  • Nonbanking Financial Companies
  • National Cooperative Development Corporation

Monitoring Framework

  • The monitoring committees at the national, state, and district levels will enable real-time monitoring and effective input on the scheme’s execution.
  • The government will set up a National, state, and district-level committee.
  • The assets developed under the funding facility will be geotagged.
  • The district monitoring committee and the relevant financing organization shall guarantee that the geotagged assets are available via the Internet portal.
  • The Department of Expenditure would evaluate the plan when the payout of Rs 20000 crore is complete for appraisal and, if necessary, mid-course modification.

Who Can Apply?

  • Agricultural Produce Market Committee
  • Agri-Entrepreneur
  • Central Sponsored Public-Private Partnership Project
  • Farmer
  • Farmer Producers Organization
  • Federation of Farmer Produce Organisations
  • Joint Liability Groups
  • Local Body sponsored Public-Private Partnership Project
  • Marketing Cooperative Society
  • Multipurpose Cooperative Society
  • National Federations of Cooperatives
  • Primary Agricultural Credit Society
  • Self Help Group
  • Federations of Self-Help Groups
  • Start-Up
  • State Agencies
  • State Federations of Cooperatives
  • State-sponsored Public-Private Partnership Project

Required Documents

  • Bank’s loan application form / Customer Request Letter for AIF Loan duly filled and signed
  • Passport-size photographs of the promoter/partners/director
  • Identity proof
  • Address Proof:-
    • Residence: Voter ID card/Passport/Aadhaar card/Driving license/Electricity Bill/Latest Property Tax Bill
    • Business Office/Registered Office: Electricity Bill/Latest Property Tax Receipt/Certificate of Incorporation in case of Companies/Certificate of Registration in case of partnership Firms
  • Proof of Registration:
    • In the case of Company: Article of Association
    • In case of Partnership: Certificate of Registration of Firm with Registrar of Firm
    • In the case of MSMEs: Certificate of Registration with District Industries Centre (DIC)/Udyog Aadhar Copy
  • Last 3 years Income Tax Return, If available.
  • Last 3 Years Audited Balance Sheet, If available.
  • GST Certificate, if applicable.
  • Land Ownership Records:– title deed/lease deed. If applicable, then Permission to mortgage the Immovable Property from the Lessor in case the Property is Leasehold (for primary security)
  • Company ROC Search Report
  • The promoter/firm/company KYC documents
  • Last 1 year’s, Copy of the Bank Statement (If available)
  • Repayment track record of existing loans (Loan Statement)
  • Promoter Net Worth Statements
  • Detailed Project Report
  • As applicable – Local authority permissions, Layout plans/estimates, Building sanction

Agriculture Infrastructure Fund Scheme Registration

  • First, visit the Official Website of the Departmental Agriculture and Farmer Welfare.
  • The home page will appear on your screen.
  • On the homepage, click on the beneficiary option.
  • After that, click on the registration option.
  • A new page will open on your screen.
  • Here, enter your name, mobile number, and Aadhar number.
  • After that, click on send OTP.
  • Now, the OTP will be sent to your registered mobile number.
  • Enter the OTP into the OTP box and click on the verify option.
  • After that, you will be redirected to a new page.
  • Here, enter all the required details.
  • After that, click on the submit option.
  • Now you will receive a beneficiary ID on your registered mobile number.
  • Using the beneficiary ID log in to the portal.
  • Now, fill out the application form with all the required details.
  • Then, upload all the required documents.
  • Finally, click on the submit option.

Login to The Portal

  • Visit the official website of Departmental Agriculture and Farmer Welfare.
  • The home page will appear on your screen.
  • Now click on the login.
  • The Login page will open.
  • Here, enter the login credentials.
  • After that click on the login.
  • By following this procedure you can log in to the portal.

Get Details Regarding Eligible Projects

  • First, visit the official website of departmental agriculture and farmer welfare.
  • The home page will open on your screen.
  • On the home page, click on eligible projects.
  • A new page will appear on your screen.
  • Here, you will get details regarding eligible projects.

Get Details Regarding Fund Allocation

  • Go to the official website of the Departmental Agriculture and Farmer Welfare
  • The home page will appear on your screen.
  • On the home page, click on fund allocation.
  • Then, you will be redirected to a new page.
  • On this page, you will get details regarding fund allocation.

Get Details Regarding Lending Institutions

  • Visit the official website of Departmental Agriculture and Farmer Welfare.
  • The home page will appear in front of you.
  • Now, click on the lending institution.
  • Now following options will open on your screen:-
    • Eligible institution
    • Interest rates
  • Click on the option of your choice.
  • Required details will be on your screen.

View Contact Details

  • Visit the official website of Departmental Agriculture and Farmer Welfare.
  • The home page will appear on your screen.
  • Now, click on contact us.
  • A new page will open on your screen.
  • Here, you can view contact details.

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