Odisha Mission Shakti Scooter Yojana: The Odisha Mission Shakti Scooter Yojana provides interest-free loans to women in Self Help Groups (SHGs) for purchasing scooters, improving their mobility and financial independence, the scheme aims to empower women and promote gender equality in Odisha.
In this article, we will discuss the Mission Shakti Scooter Yojana like objective, beneficiary, eligibility criteria, documents required, etc. So read the article till the end.
Odisha Mission Shakti Scooter Yojana
To empower the women of the state, the Chief Minister of Odisha Naveen Patnaik has launched Odisha Mission Shakti Scooter Yojana. Under this scheme, the state government will provide interest-free loans of up to INR 1,00,000 to purchase scooters. Community Support Staff (CSS) and Executive Committee (EC) members of self-help groups (SHGs) are eligible for this scheme.
This scheme is anticipated to have a positive impact on around 75,000 Community Support Staff (CSS) members belonging to Self Help Groups (SHGs) and approximately 125,000 federation leaders who are actively engaged with these SHGs.
| About | Mission Shakti Scooter Yojana |
| Started by | Odisha government |
| Objective | Provide mobility support to SHC federations |
| Benefits | Interest-free Rs 1 lakh loan for scooter |
| Beneficiaries | Members of rural women’s self-help groups |
| Application Process | Online/ Offline |
| Official Website | Not Yet Launched |
| Odisha Govt Official Website | Click Here |
Objectives Of Odisha Mission Shakti Scooter Yojana
- The scheme aims to empower women to be more independent by helping them buy scooters. This means they can move around freely and do more things independently.
- This scheme will help the members of self-help groups (SHGs) by giving them scooters. This makes it easier for them to do their work well.
- Women play important roles in making communities better. The scheme makes it easier for women to do these roles by giving them mobility.
- To ensure both men and women have the same chances and power in society.
Benefits Of Mission Shakti Scooter Yojana
- Enhanced Mobility: Women gain improved personal mobility and can move around more freely with their scooters.
- Empowerment: Women, especially those in self-help groups, become more independent and self-reliant.
- Economic Opportunities: Access to scooters enables women to engage in income-generating activities and access markets more easily.
- Efficiency: Community Support Staff and Executive Committee members can fulfil their roles more effectively.
- Women’s Roles in Development: Strengthened ability to drive social change and community development.
- Gender Equality: Promotes equal opportunities and power for men and women in society.
- Improved Quality of Life: Enhances the overall well-being and quality of life for women in Odisha.
Eligibility Criteria
- Community Support Staff (CSS) and Executive Committee (EC) members of self-help groups (SHGs) are eligible for this scheme.
- Applicants must be residents of Odisha, the state for which the scheme is designed.
- Applicants should not be defaulted on any bank loans. They should have a good financial record.
- Applicants must have their bank accounts linked with their Aadhaar numbers.
Documents Required
- Address Proof
- Bank Account Details
- Aadhaar Card
- ID Card for CSS and EC Members of SHGs
- Active Mobile Number
- Bill Invoice of Scooter
- Latest Passport Size Photograph
Odisha Mission Shakti Scooter Yojana Loan Application & Application Approval
- To apply for a loan under the Odisha Mission Shakti Scooter Yojana, eligible individuals need to initiate the loan application process.
- Applicants can contact the designated authorities or banks specified for this scheme.
- Applicants are required to provide the necessary documents.
- After submitting the application and the required documents, the loan request goes through a processing phase.
- Now the authorities or banks review the application.
- The loan approval decision is made based on the applicant’s eligibility, the accuracy of the documentation, and creditworthiness.
- If the applicant meets all the criteria and is deemed suitable for the loan, the loan is approved.
- Once the loan is approved, the funds are disbursed to the applicant. This enables them to purchase the scooter of their choice.
- Applicants are generally required to follow a repayment schedule for the loan, which includes repayment of the principal amount and any applicable interest.
- The scheme’s budget covers the interest on the loan, effectively making it an interest-free loan.
Scooter Purchase: - Now applicants can proceed to purchase their preferred scooters from authorized dealerships or sellers.
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