Gujarat Kisan Credit Card 2022: Application Form

This Scheme is been inaugurated by the government of Gujarat. As we all know that India is an agricultural country, the biggest employment sector here is agriculture. In the country, a considerable population is directly or indirectly dependent on agriculture and allied activities. Basically under this scheme government will try to increase the income of the farmers so that their social and economic conditions can be improved. This will also encourage farmers towards agriculture.

Today in this article we are going to discuss everything about Gujarat Kisan Credit Card like its important highlights, objectives, benefits, eligibility criteria, required documents, the application process, application form in pdf form, etc. So to know more about Gujarat Kisan Credit Card stay connected with us till the end.

Gujarat Kisan Credit Card Highlights
About	Gujarat Kisan Credit Card
State	Gujarat
Launched by	Government of Gujarat
Department	Agriculture Department
Benefit	Will get loans at low interest
Beneficiaries	Farmers of the state
Official Website	Click Here

Gujarat Kisan Credit Card 2022

Kisan Credit Card Scheme was implemented by NABARD (National Bank for Agriculture and Rural Development) and RBI (Reserve Bank of India). Kisan Credit Card was introduced in 1998 to provide quick loans to farmers for purchasing seeds, fertilizers, agricultural machinery, etc. Through the Gujarat Kisan Credit Card, insurance and loans are provided by the government to the marginal and small farmers of the state.

On Kisan Credit Card, the government is providing a loan of Rs 2 lakh to the farmers at an interest rate of 2%. Through which the farmer can buy the items related to agriculture and improve his family, financial and social situation.

Gujarat Kisan Credit Card Objectives

The main objectives of the Gujarat Kisan Credit Card are as follows:-

The main objective behind this scheme is to provide immediate, short-term formal credit to the farmers especially during the planting and harvesting seasons. Over the years, the government has simplified the application process and repayment process to reduce the debt burden of farmers. Farmers can avail these credit cards in various cooperative banks, public sector commercial banks, and rural banks.

Gujarat Kisan Credit Card Benefits

Benefits availed from this card are as follows:-

Through this Chhattisgarh government is providing insurance to marginal and small farmers with loans up to Rs 2 lakh.
Farmer can buy seeds, fertilizers, agricultural equipment with the loan amount.
Farmers economic conditions will improve through this.

Click Here For- Gujarat Kisan Suryoday Yojana 2021

Gujarat Kisan Credit Card Features

Features of Kisan Credit Card are as follows:-

This Kisan Credit Card is generally valid for five years. which should be renewed annually.
The interest rate on Kisan Credit Card starts from 2% and can go up to 4%.
Up to a specified limit, you do not need collateral. However, the collateral-free limit may differ from one bank to another.
There is no restriction on cash withdrawal if it is within the prescribed credit limit.

Documents Required for Gujarat Kisan Credit Card

The farmer will need the following documents to make Gujarat Kisan Credit Card.

Aadhar Card
Income Certificate
Ration Card
Bank passbook
Passport size photo
Active Mobile Number

Banks where we can apply for KCC

The following banks are accepting applications for Kisan Credit Card Scheme-

State Bank Of India (SBI)
Punjab National Bank (PNB)
Bank Of Baroda
ICICI Bank
Allahabad Bank
Andhra Bank
Sarva Haryana Gramin Bank
Canara Bank
Odisha Gramya Bank
Bank Of Maharashtra
HDFC Bank
Axis Bank

Gujarat Kisan Credit Card Application Process

Now the beneficiary can apply for this scheme on the official website sitting at home. Beneficiaries will not need to visit any government office to apply under this scheme. This will save both time and money. Follow the following steps for enrollment in Gujarat KCC:-

You can apply in both ways offline and online according to your convenience:-

Offline Process

First of all, you have to go to your nearest bank from where you want to take a loan. From there you have to get the application form of the scheme.
Or you can also download the application form through the link given below.

Gujarat Kisan Credit Card Application Form

After downloading the form, you have to fill in all the information asked in the form correctly and then attach all the required documents.
After completion of all the processes, you have to submit the completely filled form to the bank.
After this, your application will be scrutinized by the bank officials. If the information given by you is found correct in the investigation, you will be given the benefit of a Kisan Credit Card.

Online Process

Firstly you need to visit the official website of your bank branch.
Below we are providing you the list of all the banks providing loans under Kisan Credit Card.

Bank Name	Official Website
State Bank Of India	Click Here
Punjab National Bank	Click Here
Bank of Baroda	Click Here
ICICI Bank	Click Here
Allahabad Bank	Click Here
Andhra Bank	Click Here
Sarva Haryana Gramin Bank	Click Here
Canara Bank	Click Here
Odisha Gramya Bank	Click Here
Bank of Maharashtra	Click Here
HDFC Bank	Click Here
Axis Bank	Click Here

Here you have to select the option of Kisan Credit Card on the home page.
After this, the Kisan Credit Card page will open in front of you. Here you have to click on the link “Apply Online”.
After that, the application form will open in front of you. Here you have to fill in all the asked information correctly and then attach all the required documents and then submit it.

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